/* =========================================================
   s11.css — S11 Keuangan & Asuransi
   Nuansa: navy/emerald • trust • compliance
========================================================= */

:root{
  --accent:#0f766e;      /* teal-emerald */
  --accent-2:#115e59;
  --accent-soft: rgba(15,118,110,.11);
}

/* Hero trust */
.hero-trust{
  background:linear-gradient(135deg,#fff,var(--accent-soft));
  border:1px solid var(--line);
  border-radius:var(--radius);
  box-shadow:var(--shadow);
  padding:20px;
  position:relative;
  overflow:hidden;
}

.hero-trust::after{
  content:"";
  position:absolute;
  width:420px;height:420px;
  left:-260px; top:-280px;
  border-radius:999px;
  background:radial-gradient(circle at 65% 65%, rgba(15,118,110,.24), transparent 60%);
  pointer-events:none;
}

.hero-trust h1{
  margin:0 0 10px;
  font-weight:900;
  letter-spacing:-.6px;
  font-size:clamp(22px,3vw,40px);
  line-height:1.15;
}
.hero-trust p{margin:0;color:var(--muted)}

/* Compliance strip */
.compliance{
  margin-top:14px;
  background:rgba(17,24,39,.94);
  color:#fff;
  border:1px solid rgba(255,255,255,.10);
  border-radius:18px;
  padding:14px;
}

.compliance strong{font-size:13px}
.compliance p{margin:6px 0 0;color:rgba(255,255,255,.78);font-size:12.5px}

.badges{
  display:flex;gap:8px;flex-wrap:wrap;
  margin-top:10px;
}
.badge{
  display:inline-flex;
  align-items:center;
  gap:8px;
  padding:7px 10px;
  border-radius:999px;
  font-size:12px;
  font-weight:850;
  background:rgba(255,255,255,.08);
  border:1px solid rgba(255,255,255,.14);
  color:#fff;
}
.badge i{
  width:9px;height:9px;border-radius:999px;
  background:var(--accent);
  display:inline-block;
}

/* Offer cards */
.fin-grid{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:12px;
}

.fin-card{
  background:linear-gradient(180deg,#fff,rgba(15,118,110,.03));
  border:1px solid var(--line);
  border-radius:16px;
  box-shadow:0 10px 24px rgba(20,24,31,.06);
  padding:16px;
  position:relative;
  overflow:hidden;
}

.fin-card::before{
  content:"";
  position:absolute;
  inset:0 auto 0 0;
  width:5px;
  background:var(--accent);
}

.fin-card h3{margin:0 0 6px;font-size:15px}
.fin-card p{margin:0;color:var(--muted);font-size:13px}

/* “Simulation” box (static) */
.sim{
  background:var(--card);
  border:1px solid var(--line);
  border-radius:18px;
  box-shadow:var(--shadow);
  padding:16px;
}

.sim h3{margin:0 0 8px;font-size:15px}
.sim p{margin:0;color:var(--muted);font-size:13px}

.sim-table{
  width:100%;
  border-collapse:separate;
  border-spacing:0;
  margin-top:12px;
  overflow:hidden;
  border:1px solid var(--line);
  border-radius:14px;
  background:#fff;
}

.sim-table th, .sim-table td{
  text-align:left;
  padding:10px 12px;
  font-size:12.5px;
  border-bottom:1px solid var(--line);
}
.sim-table th{
  background:rgba(15,118,110,.06);
  color:#0f172a;
  font-weight:900;
}
.sim-table tr:last-child td{border-bottom:0}

/* FAQ */
.faq{
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:12px;
}

.qa{
  background:#fff;
  border:1px solid var(--line);
  border-radius:16px;
  box-shadow:0 10px 24px rgba(20,24,31,.06);
  padding:16px;
}
.qa strong{display:block;font-size:13px}
.qa span{display:block;margin-top:6px;color:var(--muted);font-size:13px}

/* Buttons sektor */
.btn-primary{background:var(--accent)}
.btn-primary:hover{background:var(--accent-2)}

/* Responsive */
@media(max-width:980px){
  .fin-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .faq{grid-template-columns:1fr}
}
@media(max-width:560px){
  .fin-grid{grid-template-columns:1fr}
}